Buying a business seems like a single decision, but anyone who has stepped into that process knows it turns into a dozen decisions stacked on top of each other. You look at the numbers, yes, but you also end up looking at long-term risks that don’t show up in a spreadsheet.

Being named as an executor sounds straightforward until the paperwork arrives, the deadlines stack up, and phone calls from financial institutions start coming in.

Side hustles have become a normal part of life. Maybe you drive for a rideshare app after work, sell custom candles online, or do a bit of freelance design on weekends. Whatever your side gig looks like, the extra income feels great—until tax season rolls around and things get complicated.

There’s something about the final stretch of the year that hits differently—like a spotlight swinging over your finances, revealing the loose ends you meant to tie up back in March. Bills that need sorting. Investments you swore you’d revisit.

Divorce changes more than your relationship status. It reshapes your entire financial life—how you earn, spend, save, and plan for the future. While many people focus on filing taxes correctly after a split, the truth is that the real work goes far beyond that one return.

Passing on a business is one of the biggest financial moves a small business owner will ever make. It’s also one of the most overlooked. Many entrepreneurs spend years refining products, training staff, and growing revenue—but put off deciding what happens when they eventually decide to step back.

The thought of early retirement is very alluring, especially when retirement is so close you can easily envision it. But early retirement is not unlike the Song of the Sirens. It can pull you into the rocks or sail you through a shortcut to happiness that you likely richly deserve after a life spent working hard.

The end of the year is a natural checkpoint for both individuals and small business owners. It’s when financial records should get reviewed, budgets get tightened, and people start thinking about how to position themselves for the year ahead.

The rising cost of college has become one of the most pressing financial challenges for families. Parents want to give their kids the best opportunities, yet tuition bills can rival a mortgage. Even students who work part-time or earn scholarships often come up short. Covering tuition isn’t about finding one magic solution.

A good credit score can open doors to better interest rates, easier loan approvals, and even lower insurance premiums. On the flip side, a weak score can hold people back financially, making everyday decisions like buying a car or refinancing a home more difficult. Many clients know they should aim higher, but the question is how.